{"id":2650,"date":"2024-10-12T23:57:25","date_gmt":"2024-10-12T15:57:25","guid":{"rendered":"https:\/\/mais.gov.my\/e-edisi\/?p=2650"},"modified":"2024-10-12T23:57:25","modified_gmt":"2024-10-12T15:57:25","slug":"zakat-kwsp-akaun-3-akaun-fleksibel","status":"publish","type":"post","link":"https:\/\/mais.gov.my\/e-edisi\/zakat-kwsp-akaun-3-akaun-fleksibel\/","title":{"rendered":"ZAKAT KWSP AKAUN 3 (AKAUN FLEKSIBEL)"},"content":{"rendered":"<p><strong><span style=\"color: #0000ff;\"><span class=\"tie-dropcap \">P<\/span>enstrukturan semula akaun ahli Kumpulan Wang Simpanan Pekerja (KWSP) menyaksikan penambahan Akaun 3 atau Akaun Fleksibel untuk ahli berusia bawah 55 tahun bermula 11 Mei 2024.<\/span><\/strong><\/p>\n<p>Terdahulu KWSP mengumumkan inisiatif Penstrukturan Semula Akaun KWSP dengan pengenalan Akaun Persaraan (Akaun 1), Akaun Sejahtera (Akaun 2) dan seterusnya yang terbaharu Akaun Fleksibel (Akaun 3).<\/p>\n<p>Berikut merupakan perincian fungsi ketiga-tiga akaun tersebut:<\/p>\n\n\t\t<div class=\"box info  \">\n\t\t\t<div class=\"box-inner-block\">\n\t\t\t\t<span class=\"fa tie-shortcode-boxicon\"><\/span><span style=\"color: #ff9900;\">Akaun Persaraan:<\/span> Mengumpul simpanan sebagai pendapatan semasa persaraan<span style=\"color: #ff0000;\"><span style=\"color: #000000;\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/span><\/span><\/p>\n\n\t\t<div class=\"box info  \">\n\t\t\t<div class=\"box-inner-block\">\n\t\t\t\t<span class=\"fa tie-shortcode-boxicon\"><\/span><span style=\"color: #ff9900;\">Akaun Sejahtera:<\/span> Menangani keperluan kitaran hayat yang menyumbang kepada kesejahteraan semasa persaraan<span style=\"color: #ff0000;\"><span style=\"color: #000000;\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/span><\/span><\/p>\n\n\t\t<div class=\"box info  \">\n\t\t\t<div class=\"box-inner-block\">\n\t\t\t\t<span class=\"fa tie-shortcode-boxicon\"><\/span><span style=\"color: #ff9900;\">Akaun Fleksibel:<\/span> Menyediakan fleksibiliti untuk keperluan kewangan jangka pendek<span style=\"color: #ff0000;\"><span style=\"color: #000000;\">\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/span><\/span><\/p>\n<h2>Takyif Fiqhi1 (Hakikat dan Penyesuaian Hukum Fiqh) Tentang Simpanan KWSP<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2651 size-full aligncenter\" src=\"https:\/\/main.mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235209.png\" alt=\"\" width=\"863\" height=\"233\" srcset=\"https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235209.png 863w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235209-300x81.png 300w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235209-768x207.png 768w\" sizes=\"auto, (max-width: 863px) 100vw, 863px\" \/><\/p>\n<h2>Kaedah Taksiran Zakat Akaun 3 KWSP<\/h2>\n<h3>Simulasi 1: Amaun Akaun 3 Daripada Caruman Terkumpul Tahun Semasa<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2652 size-full\" src=\"https:\/\/main.mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235331.png\" alt=\"\" width=\"872\" height=\"262\" srcset=\"https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235331.png 872w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235331-300x90.png 300w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235331-768x231.png 768w\" sizes=\"auto, (max-width: 872px) 100vw, 872px\" \/><\/p>\n<h3>Simulasi 2: Amaun Akaun 3 Dari Caruman Tahun Semasa + Pindahan Dari Akaun Sejahtera<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2653 size-full\" src=\"https:\/\/main.mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235457.png\" alt=\"\" width=\"861\" height=\"290\" srcset=\"https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235457.png 861w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235457-300x101.png 300w, https:\/\/mais.gov.my\/e-edisi\/wp-content\/uploads\/2024\/10\/Screenshot-2024-10-12-235457-768x259.png 768w\" sizes=\"auto, (max-width: 861px) 100vw, 861px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Penstrukturan semula akaun ahli Kumpulan Wang Simpanan Pekerja (KWSP) menyaksikan penambahan Akaun 3 atau Akaun Fleksibel untuk ahli berusia bawah 55 tahun bermula 11 Mei 2024. Terdahulu KWSP mengumumkan inisiatif Penstrukturan Semula Akaun KWSP dengan pengenalan Akaun Persaraan (Akaun 1), Akaun Sejahtera (Akaun 2) dan seterusnya yang terbaharu Akaun Fleksibel (Akaun 3). Berikut merupakan perincian &hellip;<\/p>\n","protected":false},"author":1,"featured_media":2654,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-2650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kemusykilan-umat"],"_links":{"self":[{"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/posts\/2650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/comments?post=2650"}],"version-history":[{"count":0,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/posts\/2650\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/media\/2654"}],"wp:attachment":[{"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/media?parent=2650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/categories?post=2650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mais.gov.my\/e-edisi\/wp-json\/wp\/v2\/tags?post=2650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}